What is sub-prime lending and how has it affected the housing crisis Essay

What is sub-prime lending and how has it affected the housing crisis - Essay Example nd the nature of subprime lending, this paper also provides a background of the subprime lending which gained popularity in the 1990’s, and also a comparison with other forms of mortgages like the prime lending. Subprime lending is a type of granting loans in which the client’s ability to pay is questionable. Kenneth Temkin et. al (2002) add that subprime lending mortgage originations are more inclined to risky borrowers. According to the U.S. Department of Housing and Urban Development, subprime loans are given to individuals with limited credit histories. One reason for this is the lack of background check on the borrower. In order to compensate for the higher credit risk, the loans that are given have higher interest rates.1 The U.S. Department of Housing and Urban Development presents three (3) truths about the subprime lenders: (1) the increased shares of subprime lenders’ overall origination as compared to the prime lenders’ originations are due to home refinance loans; (2) they occupy a bigger percentage in total originations in black-predominated communities than prime lenders; and (3) terms like â€Å"consumer, finance, and acceptance† are seen more in their lender names.2 Temkin et al. (2002) find out that subprime borrowers have lower incomes or belong to minority groups than their primary counterparts. They have less information financially on the bank mechanisms. They are also less sophisticated and less comfortable in dealing with banks. Danielle DiMartino and John Duca (2007) add that the prime or the traditional mortgages are offered to borrowers with good credit histories and can make down payments and document their income entirely. Whereas the subprime or the nontrad itional mortgages, are extended to borrower applicants who are less credit-worthy as reflected by their low credit scores and unsure income forecasts which â€Å"reflect the highest default risk and warrant the highest interest rates†. They also introduce the near-prime

Rethinking Race Assignment Example | Topics and Well Written Essays - 250 words

Rethinking Race - Assignment Example As the most predictable voice writing about Latino news and society since 1992, Futuro Media Groups Latino USA (LUSA) brings profundity of experience, on-the-ground associations and information of present and rising issues affecting Latino and other non-white individuals to each show. Reporting stories about assorted qualities, society, municipal dialog and how individuals live (and battle) with distinction in group is the bedrock of Latino USA. Futuro Media Group is an autonomous non-benefit media association established in April 2010 by recompense winning columnist Maria Hinojosa committed to creating sight and sound news-casting that investigates and gives basic voice to the assorted qualities of the American experience. Futuro Media meets expectations in general society interest – illuminating and instructing general society about convincing accounts, genuine lives and essential stories regularly disregarded by standard media. The film surveys the point to which early Black superheroes commonly adhered to collective stereotypes about Black men. From the humorous, to the offensive, ancient Black superheroes are censoriously well-thought-out. On democracy’s ghost the speaker poses questions such as: that America if fighting for democracy abroad when it cannot embrace. This is given an example in U.S when 1.5 million citizens are not allowed to vote. According to the speaker, the FRONTERA takes after Miguel (Michael Peà ±a), a persevering father and gave spouse who crosses the fringe unlawfully and is wrongfully blamed for killing the wife (Amy Madigan) of a previous sheriff (Ed Harris). Miguels pregnant wife (Eva Longoria) arrives in the hands of degenerate Mexican "Coyote" dealers as she tries to help her spouse, while the ex-lawman explores his wifes passing and uncovers confirm that could obliterate one familys

A Sociological Look at the Feminist Movement & the Civil Rights Movement Essay Example for Free

A Sociological Look at the Feminist Movement the Civil Rights Movement Essay For centuries, large groups of individuals have come together to oppose prevailing ideas, challenge conformity and promote great change in beliefs, government policy and overall social reform. Whether it is an instinctual component of human existence or a way of survival as learned from previous generations, social reform is an integral part of Western culture’s growth and development into modern society. When discussing this topic, two very great movements come to mind. The Civil Rights Movement of the 1950s and 1960s and the Feminist Movement of the 1960s and 1970s serve as two meaningful and consequential social reform movements. When examined from the sociological perspectives of symbolic interactionism, functional analysis and conflict theory, one can stand to gain a varied ability to conceptualize social phenomenon such as the Civil Rights and Feminist Movements. This writing will serve to review these movements from the three sociological perspectives including the influential impact that society and people have had on one another. Through the first sociological perspective of Symbolic Interactionism, the Civil Rights and Feminist Movements can be interpreted in terms of the symbols for which both represent. Symbolic interactionism examines the symbols that people attach meaning to as well as the impact that their subjective meaning has on the way in which they act (Henslin). Prior to the Civil Rights movement, there were many derogatory words associated with minorities, specifically those of the black race. These words were negative in their connotation and conveyed a sense of inferiority associated with unintelligence and animalistic characteristics. Due to the negative perception of the black race, day to day living had many other symbolic representations of the division between whites and blacks beyond just the words used to describe the segregation. Jim Crow laws, for example, ensured that public facilities maintained the segregation of blacks as it was believed for them to be inferior to the white race including public restrooms, water fountains, parks, theaters, railways, schools and hospitals. The quality of the segregated facilities was, of course, inferior. (Pillai) The many symbols associated with minorities were viewed in a positive light by those superior because they helped to maintain the stability of their beliefs, the conformity and social order for which they sought. As the Civil Rights Movement went underway, the negative symbols associated with minority groups were challenged. As great strides were made to grant equality, the symbolic representation of blacks as inferior to whites slowly shifted thus causing a reform. Symbols that once ensured the segregation of minorities were no longer such. The Supreme Court’s ruling of segregation in schools as unconstitutional granted for equal education and â€Å"freedom rides† helped to desegregate interstate travel (Pillai). Employment discrimination and segregation of public facilities were eventually outlawed (â€Å"Civil Rights Movement†). Although many symbolic representations of how minorities were once subjectively viewed still resonate with many today, the Civil Rights Movement can be said to have challenged and restructured the symbolic representations of minorities thus impacting how we as human beings interact with one another. Prior to the Feminist Movement, many symbols represented the subjective opinions of women and therefore dictated how women were viewed and treated. Women have often been described as the weaker sex, passive, emotional, un-intellectual and dependent (Evans). They were expected to dress a certain way including little to no make-up, no pants and of course, nothing deemed overtly sexy. Women in the workforce were given positions of the clerical nature and often in factory assembly lines. They were viewed as meek and were expected at all times to be respectful, polite, refined and pleasant, never to engage in rowdy behavior or use profanity. (Freeman) Symbolically, women were expected to get married, raise children, cook, clean and maintain an orderly household. Again, the symbols associated with women were believed to be positive by those superior because they maintained the stability of their beliefs. Eventually, many women began to challenge the symbols associated with them including their traditional roles and they began re-thinking the meaning of womanhood which eventually led to the Feminist Movement which similar to the Civil Rights Movement, resulted in reform. New symbols associated with women began to emerge and offered a new subjective view reflecting equality and potential for greatness. Some of these symbols include more gender neutral clothing, the right to sexual expressiveness, diminished emphasis on the double standard and the right to hold jobs of equal pay (Evans). Although some sense of the belief of women as inferior to men still holds true today and can be seen in such concepts as ‘the glass ceiling’ effect, the Feminist Movement played an essential role in reforming the symbols and subjective meanings that are representative of women. When examining these two movements from the Functional Analysis perspective, one will see how many different facets to our society come together to comprise the overall structure, similar to how many different puzzle pieces come together to form the whole picture. Functional analysis looks at how the many different aspects of society are interdependent and together contribute to how society functions at large (Henslin). Examining from a smaller level, it becomes apparent that there were many facets to maintaining the segregation and oppression of minorities and women. Segregated schools systems were inferior in quality in terms of the education being provided to minorities thus resulting in the diminished growth of educational and mental development of black children. The jobs then made available to black men were often that of manual labor requiring limited intelligence. (Pillai) Women often times were educated in order to be groomed for positions such as clerical work and home economics thus unable to really attain higher education (Evans). This kept them working at lower rates and often times they were not up to the educational capacity required to hold higher positions. Religious oppression as well kept women in a role of inferiority often denying them roles in churches and synagogues which men believed were supported by biblical versus such as 1 Corinthians 14 34-45 which stated that women should be kept quiet in the church (Sink). Minorities and women followed suit for so long and did not challenge the status quo out of fear of repercussions. So, for quite some time, these many facets, all interrelated, served to keep the overall picture together and functioning quite well which was a good thing for those viewed as superior. Taken as a whole, if the belief were that minorities and women were inferior and should be kept that way, the many facets of our society such as school, the workplace and religion served to keep that overall vision intact for so long and it worked well to serve that overall belief. It was not until social reform brought about by the Civil Rights and Feminist Movements that those aspects of our society were forced to change in order to support the new vision that minorities, women and proponents of equal rights sought to create. The third perspective of sociology, known as Conflict Theory, is one that promotes social change. Conflict Theory suggests that anywhere inequality potentially exists, there will be competition for scarce resources, contributory to the ever-changing nature of society (Henslin). Interest in Conflict Theory appeared to arise during the 1960s perhaps due to this being a time of turbulent change. The Civil Rights and Feminist Movements were alive during this time. The social order that the ‘elite’ were attempting to force upon minorities and women were being considerably challenged and this evoked fear in those wanting to maintain control. During the Civil Rights Movements, as blacks sought to gain racial equality, desegregation and the right to vote, the ‘elite’ began to fear the loss of ownership of economic, political and social systems and as well feared non-whites gaining control over whites (â€Å"The Civil Rights Movement†). During the Feminist Movement, as women sought to gain empowerment, higher education, equal pay and a voice in government, the ‘elite’ began to fear the loss of job security and better pay as well as concern for who will maintain the household and care for children (Evans). Control over such scarce resources is the driving force in establishing and maintaining social order and just as conflict theory suggests, when inequality exists such as that experienced by minorities and women, there is bound to be conflict which is not only evident in the Civil Rights and Feminists Movements, however on-going and still evident in our society today. When examined from the three sociological perspectives of symbolic interactionism, functional analysis and conflict theory, the contributory factors and ultimate results of the Civil Rights and Feminist Movements can be identified and conceptualized. These two significantly impactful movements lend themselves to having an improved understanding of the many facets that have helped maintain certain aspects of how our society functions and also the many challenges and changes that our society have undergone. The growth and development of Western culture has been largely influenced by social reform including the Civil Rights Movement of the 1950s and 1960s and the Feminist Movement of the 1960s and 1970s. It seems safe to speculate that large groups of individuals will continue to come together to challenge prevailing ideas, defy conformity and advocate for great changes in beliefs, government policy and overall social reform. Works Cited â€Å"Civil Rights Movement†. John F. Kennedy Presidential Library and Museum. John F. Kennedy Presidential Library and Museum. n.d. 8 Dec. 2012. Evans, Sara. â€Å"Women’s Liberation Movement.† Research. Our Voice Our Country. 2009. Our Voice Our Country, Inc. 8 Dec. 2012 Freeman, Joy. â€Å"From Suffrage to Women’s Liberation: Feminism in Twentieth Century America†. Women: A Feminist’s Perspective. n.p. 1995. 8 Dec. 2012. Henslin, James. Essentials of Sociology A Down to Earth Approach. 9th ed. Boston: Pearson, 2011. Pillai, Prabhakar. â€Å"1960s Civil Rights Movement in America†. Buzzle. Buzzle. 2011. 8 Dec. 2012. Sink, Nancy. Women’s Liberation Movement. 1960s – 1980s Women’s Liberation Movement. Evans and Sink. 2008. Nova Online. 8 Dec. 2012

Review of literature

Review of literature REVIEW OF LITERATURE Porters (1980) segmentation analysis has plenty of value to describe competition amongst participants. This approach establishes how and by which means positions of dominance are achieved. Studies based on this methodology have been applied to banking to assess the competitive process. Finlay (2000) suggested that Market Penetration fits strategically for a firm when current markets are not saturated for the types of offer the firm is making and its present customers can be induced to buy more. And typically, when a company wants to attack the market share of the competitors, they will undertake market penetration as a way of increasing their own share in the market. Similarly, Oster (1994) contended that the size of the market share held by the firm as well as the size of the major firms in the market are important considerations. He suggests that firms with relatively small market shares can increase their market share many times over without adversely affecting the overall market share of a large market leader. A study by Philp Robert, Haynes Paula, Helms Marilyn (1992) stated that growth through a market penetration strategy, reaching and influencing customers already served, has proved to be a less profitable course of action than expected. This strategy failed to achieve the projected growth not because of the basic plan itself, but rather due to its improper implementation. Financial service providers have typically viewed their primary customer base as males between 30 and 50 years old (Bartos, 1982). These men are seen as the primary wage earners and decision makers for financial planning in their households. Hence, this segment has been considered golden geese of the financial market. While some growth was achieved through the introduction of new financial products and services, the financial services needs of women and of consumers over 50 years of age were blurred for the financial service providers (Javalgi et al., 1990). (Schiele, 1974) suggested that a â€Å"Net† approach should be used to catch the youth market as they drift downstream from adolescence to adulthood. The research findings indicated that this is a simplification of reality and that a number of interrelated streams exist before young people reach the pond of adulthood, at which they are likely to be locked into a financial service organisation. Hence, in the highly competitive retail financial marketplace, it is more critical than ever to narrowly define the markets financial service provider can serve. Differentiation through claims of excellent customer service fails to provide competitive distinctiveness, particularly to key segments of the existing customer base. Many banks, over the years, have relied on intermediaries like DSAs, DSTs to reach out to the customers. Jensen-Macklin (1976) or Diamond (1984) in their studies have tried to justify the existence and effects of intermediaries. For them agents exist to reduce moral hazard and asymmetric information. There are different means adopted by the organizations to increase the number of services availed by the customers. Cross-selling is the practice of promoting additional products and services to existing customers in addition to the ones a customer currently has (Butera, 2000). The interest in cross-selling is due to its advantages for firms. Specifically, the selling of additional services to existing customers could reduce the need to spend money on customer acquisition (e.g. advertising) and lead to a pricing advantage over competitors (Reichheld and Sasser, 1990). It is reasonable to expect that customers with strong repurchase intentions will also be likely to cross-buy from the same service provider. This is consistent with the view that it is easier to cross-sell new services to existing customers than to the new ones. Study conducted by (Day, 2000), suggested that although customers may want to engage in a relationship with a service provider, they may not want to have all th eir services provided by that single provider For some service categories, customers intrinsically develop a multi-brand loyalty (Jacoby and Chestnut, 1978). For example, in the banking industry most households use two or more financial providers. (Reichheld, 1996; Anderson and Mittal, 2000). Howley John, Savage Grahame (1980) in their paper titled, â€Å"Bank marketing in the Personal Sector† discuss about Cross-selling, whereby having opened a current account, customers are sold loans, travel facilities, insurance and other services for further banking penetration of each customer. At the same time, there is a word of caution as well saying that theres undoubtedly great potential here, but there are dangers of placing too much emphasis on peripheral activities to the overall corporate purpose of being a bank. Raj Arora (2008) focussed on yet another important strategy to increase sales to existing customers Price Bundling. The study points out that the intent of bundle pricing is to increase sales by offering a discount when a pre-specified bundle of items is purchased at the same time. Usually, the additional items in the bundle are those that are complementary to the main product. The assumption is that the bundle priced items offer more value and are therefore more attractive to the buyer. The seller makes the buyer aware that the buyer is getting a bargain in the bundle because if the items are purchased separately, the aggregate price far exceeds the bundle price (Yadav and Monroe, 2003). While price bundling is frequently used by marketers, its effectiveness needs more research especially when used with other marketing variables. Murphy Ruth, Bruce Margaret (2003) stated that internet can be used to sell more existing products into existing markets. This can be achieved by using internet for increasing awareness of the firm. Bloch et al. (1996) proposed that e-commerce offers cost advantages to firms via less expensive product promotions. They also advocate that e-commerce can enable a company to implement customer focus strategies through better customer relationships. If the internet segment continues to grow and the branch banking segment shrinks, more customers will be using Internet banks and fewer customers using Branch banks (Heffernan 1996). But evidence also suggests that many companies have engaged in e-commerce activity, whether it is on a business to business or business to consumer basis (B2C), without any consideration towards a return on investment (Damanpour and Madison, 2001). One of the reasons for this may be that many businesses fear that without an Internet presence, the firm will get lef t behind. Hence a number of companies have turned their focus towards e-commerce, often by emulating the business module of another firm, as â€Å"me too† entities. Stafford David, King Susan (1982) stated that Marketing strategies which have been important to recent bank development include branch rationalisation and refurbishment, and promotional activities, especially advertising. Price competition has not yet achieved major importance between the big four and so price structures do tend to be relatively stable and similar between banks. A similar view shared by Neven (1990) and Vives (1991) is that banks, especially retail banks, do not compete in price but in service quality. RESEARCH GAP GOOD WAY TO MAKE GAPS Thus, we observe a number of important gaps in the literature. First, our knowledge is deficient on which foreign market entry modes service firms apply, and similarly, on target market selection. Next, it is also important to investigate if there are systematic differences within service industries in foreign market entry mode selection. Finally, are the internationalization theories and models developed for manufacturing industries applicable to firms in service industries? Or, is the internationalization process of services so unique that there is a need to develop separate theory to explain the internationalization of service firms? OBJECTIVES 1. To measure the penetration of banking products in different demographic profiles. 2. To find the neglected niches in existing markets served by the banks. 3. To identify and compare the means that public private sector banks adopt to attract new customers in existing market. 4. To study the consumer preference regarding the means that banks adopt to attract new customers in existing market. 5. To investigate and compare the methods used by public private sector banks to increase number of services availed by the customers. 6. To study the consumer preference regarding the methods used by banks to increase number of services availed by the customers. 7. To determine ways to increase usage rate of services consumed by the customers. RESEARCH METHODOLOGY Tentative The study will be based on Primary as well as secondary data both with their well known limitations. For collection of data from customers, Stratified Random Sampling will be used. Convenience Sampling will be used for collection of data from the employees as the data will be collected as per availability and convenience. / Structured Interviews The secondary data has and will be collected from various sources such as International Journal of Bank Marketing, Indian Bankers Association Journal, magazines, research papers, books, internet websites etc. Scope of the study: Two Public Sector Banks – Punjab Sind Bank and State Bank of India have been selected for the study. ICICI Bank and HDFC Bank will form part of Private Sector Banks selected for study. Study will be carried out in different areas of Punjab. Universe of the study: Bank employees as well as the customers visiting the bank will be the universe of the study. Sample: Only the employees of the bank working at â€Å"Manager† designation and above will form the sample of the study. For purpose of collection of data from customers, every third customer walking into the bank will form part of the study. Sample size: The respondent data will be collected from 200 customers out of which hundred customers will be taken from public sector banks and rest from private sector banks. Number of employees of banks to be contacted for information will be 40. Out of this, twenty employees will be from Public Sector Banks and rest twenty would be private sector bank employees. Hence, the number of employees from each bank will be ten. Collection of Data: For the purpose of collection of data, two set of questionnaires will be prepared. First questionnaire will help in knowing the strategies being adopted by the banks to increase Market Penetration and would be filled by the bankers. Second questionnaire, to be filled by the customers will be used to collect preferences of customers related to various strategies being adopted by banks to increase Market Penetration. Analysis and Interpretation: The analysis will be done on the basis of review of existing literature and information collected through questionnaires filled by the employees and customers of the Public and Private sector banks. Microsoft Excel and other appropriate statistical tools will be used for Data Analysis. TENTATIVE CHAPTER SCHEME Chapter I Introduction Chapter II Review of literature Chapter III Need, Objectives, Research Methodology Chapter IV Overview of Indian Banking System * Public Sector Banks * Private Sector Banks Chapter V Growth Strategies * Market Penetration * Product Development * Market Development * Diversification Chapter VI Market Penetration in Public Private Sector Banks Chapter VII Data Presentation Analysis Chapter VIII Findings Conclusion Recommendations Appendix Questionnaire Bibliography REFERENCES http://www.businessdictionary.com/definition/market-penetration.html as on Jan 28, 2010. http://knowledge.wharton.upenn.edu/india/article.cfm?articleid=4145, Jan11, 2007 as on Jan 31, 2010 Ansoff, I. (1965), Corporate Strategy, McGraw-Hill, New York, NY Title: Bank Marketing Strategies Author(s): Arthur Meidan Journal: International Journal of Bank Marketing Year: 1983 Volume: 1 Issue: 2 Page: 3 17 Banks to get sops for rural reach 3 Oct 2009, 0307 hrs IST, Anto Antony, ET Bureau http://www.business-standard.com/india/news/public-sector-banks-gain-market-share/383014/ David Stafford and Susan King, Bank Competition and Advertising by David C. Stafford, The Advertising Association, 1982 write references of foll. Articles in Emerald – A survey of critical factors in e-Banking Bank marketing Strategies P. Robert Philp, Paula J. Haynes and Marilyn M. Helms FINANCIAL SERVICE STRATEGIES: NEGLECTED NICHES International Journal of Bank Marketing, Vol. 10 No. 2, 1992, pp. 25-28 Title: Bank Marketing in the Personal Sector Author(s): John C. Howley, Grahame P. Savage Journal: Managerial Finance Year: 1980 Volume: 5 Issue: 3 Page: 271 276 Ruth Murphy and Margaret Bruce, Strategy, accountability, e-commerce and the consumer, Managerial Auditing Journal, 18/3 (2003) pg 193-201 www.emeraldinsight.com/1061-0421.htm Price bundling and framing strategies for complementary products Raj Arora University of Missouri – Kansas City, Kansas City, Kansas, USA Journal of Product Brand Management 17/7 (2008) 475–484 Yadav, M.S. and Monroe, K.B. (2003), â€Å"How buyers perceive savings in a bundle price: an examination of a bundles transaction value†, Journal of Marketing Research, Vol. 30 No. 3, pp. 350-8 Butera, A. (2000), â€Å"Cross-selling: capitalizing on the opportunities†, Hoosier Bank, Vol. 87 No. 7, pp. 14-16. Reichheld, F.F. (1996), The Loyalty Effect: The Hidden Force behind Growth, Profits and Lasting Value, Harvard Business School Press, Boston, MA. Reichheld, F.F. and Sasser, W.E. (1990), â€Å"Zero defections: quality comes to services†, Harvard Business Review, Vol. 68 No. 5, pp. 105-11. Anderson, E.W. and Mittal, V. (2000), â€Å"Strengthening the satisfaction-profit chain†, Journal of Service Research, Vol. 3 No. 2, pp. 107-20. Day, G.S. (2000), â€Å"Managing market relationships†, Journal of Academy of Marketing Science, Vol. 28 No. 1, pp. 24-30. Jacoby, J. and Chestnut, R.W. (1978), Brand Loyalty, John Wiley Sons, New York, NY. Schiele, G.W. (1974), How to Reach the Young Customer, Harvard Business Review, Vol. 52, March-April, pp. 77-86. http://www.answers.com/topic/market-penetration-2 as on Feb 28, 2010

Jim Morrison and Susan Sontag :: History

Jim Morrison and Susan Sontag Jim Morrison is the lead singer of the classic rock and roll band "The Doors". Jim Morrison not only was the lead vocalist in the famous sixties band, he was also the writer of most but not all of The Doors songs and the author of many poems. Susan Sontag is an accomplished author. Some of Susan Sontag's works include essays, reviews, editing, novels and short stories. Although at first Jim Morrison and Susan Sontag appear to have nothing or very little in common, both because of Jim Morrison's main influence coming from author Friedrich Nietzsche, who believed in existentialism (a body of ethical thought centering about the uniqueness and isolation of individual experiences in a universe indifferent or even hostile to man, regarding human existence as unexplainable, and emphasizing man's freedom of choice and responsibility for the consequences of his acts), and Susan Sontag's writings following a style of existentialism, both Jim Morrison and Susan Sontag's works focus constantly on relating the message of placing blame on oneself in order to obtain a more perfect soul. Born James Douglas Morrison on December 8 1843 in Melbourne Florida to parents Steve and Clara Morrison(Hopkins, Sugerman 5). A few months after the birth of Jim Morrison, Jim's father Steve and his mine layer were sent off to fight in World War Two. For the next three years Jim's mother Clara, was forced to raise Jim with only the help of sympathizing relatives who believed in ideas such as "Children should be seen and not heard ... Ignore something unpleasant and it will go away... "(Hopkins, Sugerman 5). This constant barrage of negativity may have been one of the first factors leading to Jim's beliefs in existentialism. The way in which the negativity lead to Jim's belief is that through the constant attack, Jim began to feel as if he were responsible for all of the mishaps occurring in the family. This feelings that Jim had, showed his first signs of becoming an existentialist, because feelings of responsibility are one of the common characteristics of many existentialist authors, musicians and artists. A second event in Jim Morrison's life, that may have been a reason for Jim becoming a existentialist occurred while Steve Morrison, Jim's father, was driving through New Mexico when "They [The Morrison Family] came upon an overturned truck, and saw injured and dying Pueblo Indians lying where they had been thrown on the asphalt" (Hopkins, Sugerman 6).

Cannibalism: A Human Atrocity Essay -- Cannibals Culture Cultural Reli

Cannibalism: A Human Atrocity "Cannibalism is morally wrong according to modern religion. In Christianity, it was used by God as an ultimate punishment for the disobedience of the Israelites during the siege of Jerusalem. Around the sixth century Before Christ, the prophet Jeremiah warned the Israelites of such a holy damnation: â€Å"I will make them eat the flesh of their sons and daughters, and they will eat one another’s flesh during the stress of the siege imposed on them by the enemies who seek their lives† (Barker, Jeremiah 19:9). Despite the warnings, the Israelites continuously disobeyed God and were rightfully punished. Jeremiah saw God as ultimate and threatened the ultimate crime as castigation for their sins. In Islam, cannibalism is considered haram, or one of the â€Å"carnal sins which constitute the most grave danger to man and environment† (Light of Islam). Cannibalism is one of man’s greatest betrayals to God. Cannibalism was a topic of ancient horror stories. In Greek mythology, â€Å"after Thyestes unwittingly ate the flesh of his own children, the Sun was so appalled that he turned back on his course and plunged the world into darkness† (Hodgkinson, 2001). Such an idea was haunting. In the Odyssey, Odysseus met the Cyclops, â€Å"a race of one-eyed human-eating giants† (Acadia). Cannibalism was nightmarish and represented ultimate power. In modern day, cannibalism has emerged in the most horrifying crimes. In 1991, Wisconsinite Jeffrey Dahmer was convicted of fifteen gruesome murders dating back to 1987. Dahmer raped young, ethnic men he met in bars across Milwaukee. He used the teenagers as experiments of his sexual fantasy by â€Å"drilling holes in the selected victim’s skull, then drib... ...ysterious disappearance of a Soylent Company executive (Fleischer). The idea of a depressing, anthropophagic apocalypse stuns moviegoers. Filmmakers evoke fear in their audiences by presenting cannibalism as doomful and inescapable. Cannibalism is immoral and remains the most horrifying phenomenon of mankind. The practice has been part of ancient and modern history, and is a sin according to modern religion. Ancient mythology depicts the practice as outlandish and sinister. Cannibalism has sparked much controversy in the Western world and has been widely feared by societies. Cannibalism is a mind-boggling phenomenon that is so primitive and taboo; it is ignored by society. Cannibalism is the most horrifying reality of the human culture, and mankind forever fears the prospect of unavoidably resorting to Soylent Blue, Soylent Yellow, or Soylent Green." Cannibalism: A Human Atrocity Essay -- Cannibals Culture Cultural Reli Cannibalism: A Human Atrocity "Cannibalism is morally wrong according to modern religion. In Christianity, it was used by God as an ultimate punishment for the disobedience of the Israelites during the siege of Jerusalem. Around the sixth century Before Christ, the prophet Jeremiah warned the Israelites of such a holy damnation: â€Å"I will make them eat the flesh of their sons and daughters, and they will eat one another’s flesh during the stress of the siege imposed on them by the enemies who seek their lives† (Barker, Jeremiah 19:9). Despite the warnings, the Israelites continuously disobeyed God and were rightfully punished. Jeremiah saw God as ultimate and threatened the ultimate crime as castigation for their sins. In Islam, cannibalism is considered haram, or one of the â€Å"carnal sins which constitute the most grave danger to man and environment† (Light of Islam). Cannibalism is one of man’s greatest betrayals to God. Cannibalism was a topic of ancient horror stories. In Greek mythology, â€Å"after Thyestes unwittingly ate the flesh of his own children, the Sun was so appalled that he turned back on his course and plunged the world into darkness† (Hodgkinson, 2001). Such an idea was haunting. In the Odyssey, Odysseus met the Cyclops, â€Å"a race of one-eyed human-eating giants† (Acadia). Cannibalism was nightmarish and represented ultimate power. In modern day, cannibalism has emerged in the most horrifying crimes. In 1991, Wisconsinite Jeffrey Dahmer was convicted of fifteen gruesome murders dating back to 1987. Dahmer raped young, ethnic men he met in bars across Milwaukee. He used the teenagers as experiments of his sexual fantasy by â€Å"drilling holes in the selected victim’s skull, then drib... ...ysterious disappearance of a Soylent Company executive (Fleischer). The idea of a depressing, anthropophagic apocalypse stuns moviegoers. Filmmakers evoke fear in their audiences by presenting cannibalism as doomful and inescapable. Cannibalism is immoral and remains the most horrifying phenomenon of mankind. The practice has been part of ancient and modern history, and is a sin according to modern religion. Ancient mythology depicts the practice as outlandish and sinister. Cannibalism has sparked much controversy in the Western world and has been widely feared by societies. Cannibalism is a mind-boggling phenomenon that is so primitive and taboo; it is ignored by society. Cannibalism is the most horrifying reality of the human culture, and mankind forever fears the prospect of unavoidably resorting to Soylent Blue, Soylent Yellow, or Soylent Green."

Flannery o conners writings

Writings For readers why are not familiar with Flannels O' Connors writings, they tend give the reader emotional devastation because If all the gothic elements such as the violence and the messed up religious elements. The short stories that she creates give off an uncongenial feeling and possesses the readers feelings towards the stories. Many of these stones have both violence and religious aspects to them.Fate plays a big role In the stories climaxes. Either the mall character or the antagonists encounter what seems to be fate and start off violent but end up as If they saw the errors of their ways or felt as of a higher power has accepted them. In the end of AGAINST the characters encounter the misogynist right after they crash. They meet him by fate. Fate is not always a good thing. Later on the violence in the story happens when the whole family is murdered by them.The antagonist in this story understands that what he did is not right and he can act as a Christ figure because h e brought the thoughts of people out of them as if they were confessing something to him. In The Circle in the Fire the antagonists violently burn down everything around the barn, and then danced around it as if they felt like they needed to do and if a higher power has accepted them. The impact her endings give off are disastrous and thought provoking leaving the reader in awe.